Should you hire an engineer to evaluate every foundation crack, regardless of size? That sounds like terrible advice to me. Yet, that's the advice given in a recent article in a trade journal for home inspectors, written by an insurance company. Home inspector insurance companies have a lot of influence in the home inspection profession, and they're making home inspectors paranoid. They're making home inspectors afraid to do their jobs; at least meaningfully. I think that if insurance companies had their way, home inspectors would call for further inspection of every single component in the home.
